Long term care insurance activist, Clay Cotton, is ex-pianoman with Hendrix, Joplin, Cher and many more (See http://www.claycotton.com. He writes for http://www.PrepSmart.com - The Online Baby Boomers Decision Assistance Center, where you get Free Long Term Care Insurance advice, comparative rate quotes and personal guidance, all at home while in your favorite pajamas and bunny slippers. So cool!